UPI Cash Withdrawal Merchant ID
Scan, pay, get cash — the UPI way
With a UPI Cash Withdrawal Merchant ID, your counter accepts UPI payments from any UPI app and lets customers withdraw cash by paying through UPI. It is quick, paperless and works with the apps your customers already use every day.
💰 Earn on eligible transactions and grow daily walk-ins, as per your plan.
A transaction, step by step
- 1Customer scans your merchant QR with any UPI app
- 2Customer enters the amount and approves with UPI PIN
- 3Payment is confirmed instantly on your app
- 4You hand over cash — settlement goes to your bank account
Benefits for your shop
- Works with every major UPI app
- No card or device needed for the customer
- Clean digital record of every transaction
- Brings new customers to your shop
Eligibility, documents & requirements
Eligibility
- Indian citizen, 18 years or above
- Running shop / business
- Active bank account in your name
Documents needed
- Aadhaar card
- PAN card
- Bank account details / cancelled cheque
- Shop photo
- Business proof (GST / Udyam / shop licence) if available
What you need
- Android smartphone
- Stable internet connection
- Printed QR displayed at counter
🛡️ Complete KYC is mandatory. All transactions must be genuine and follow RBI, NPCI and card-network guidelines. Charges and settlement timelines depend on your plan and provider.
From application to live
Apply
Fill the application with your basic details.
Submit KYC
Share Aadhaar, PAN, bank and shop details.
Verification
Our team verifies and processes your application.
Go live
Get your ID, app access and training — start earning.
Apply for your UPI Cash Withdrawal Merchant ID
Share your details and our team will call you, confirm the documents and start your application.
Which UPI apps can customers use?+
Any UPI app — PhonePe, Google Pay, Paytm, BHIM, bank apps and more.
When do I receive settlement?+
Settlement goes to your registered bank account as per the provider's settlement terms.
Is GST registration mandatory?+
Not always. Basic KYC is enough for many plans — our team will confirm what applies to you.
Add more services to your counter
👆 AEPS Retailer ID
Offer Aadhaar-based cash withdrawal, balance enquiry and mini statements with a fingerprint.
View details →💳 Credit Card Withdrawal Merchant ID
A merchant ID to accept Visa & Mastercard credit card transactions for card-based withdrawal services.
View details →🟠 RuPay Credit Card Withdrawal Merchant ID
Accept RuPay credit cards — including RuPay credit card on UPI — at your counter.
View details →Refer retailers & earn
Know shop owners who need these IDs? Become a KS TechX Partner and earn commission on every sale.