Credit Card Withdrawal Merchant ID
Accept credit cards at your counter
A Credit Card Withdrawal Merchant ID lets your business accept Visa and Mastercard credit card transactions through a secure payment channel, with settlement to your bank account. All transactions must be genuine and follow RBI and card-network rules — our team onboards you with full KYC.
💰 Earn on eligible transactions, as per your plan.
A transaction, step by step
- 1Customer chooses to pay by credit card
- 2Payment is made via the secure payment link / terminal
- 3Card is authorised by the issuing bank
- 4Transaction settles to your bank account as per provider terms
Benefits for your shop
- Serve customers who prefer paying by credit card
- Higher ticket transactions at your counter
- Full digital record for accounting
- Onboarding and support from our team
Eligibility, documents & requirements
Eligibility
- Registered / operating business
- Active bank account (current or savings)
- Completed merchant KYC
Documents needed
- Aadhaar card
- PAN card
- Business proof (GST / Udyam / shop licence)
- Bank account details / cancelled cheque
- Shop photos (inside & outside)
What you need
- Android smartphone or PC
- Stable internet connection
- Genuine business activity
🛡️ Complete KYC is mandatory. All transactions must be genuine and follow RBI, NPCI and card-network guidelines. Charges and settlement timelines depend on your plan and provider.
From application to live
Apply
Fill the application with your basic details.
Submit KYC
Share Aadhaar, PAN, bank and shop details.
Verification
Our team verifies and processes your application.
Go live
Get your ID, app access and training — start earning.
Apply for your Credit Card Withdrawal Merchant ID
Share your details and our team will call you, confirm the documents and start your application.
Which cards are supported?+
Visa and Mastercard credit cards. For RuPay credit cards, see our RuPay Credit Card Withdrawal Merchant ID.
Are there any rules to follow?+
Yes. Transactions must be genuine and comply with RBI and card-network guidelines. Misuse can lead to the ID being blocked.
What are the charges?+
Charges depend on the plan and provider. Contact us and we will share the current plan details.
Add more services to your counter
👆 AEPS Retailer ID
Offer Aadhaar-based cash withdrawal, balance enquiry and mini statements with a fingerprint.
View details →📲 UPI Cash Withdrawal Merchant ID
Accept UPI at your counter and offer UPI-based cash withdrawal to customers.
View details →🟠 RuPay Credit Card Withdrawal Merchant ID
Accept RuPay credit cards — including RuPay credit card on UPI — at your counter.
View details →Refer retailers & earn
Know shop owners who need these IDs? Become a KS TechX Partner and earn commission on every sale.