RuPay Credit Card Withdrawal Merchant ID
Accept RuPay credit cards — even on UPI
RuPay credit cards can now be linked to UPI. With a RuPay Credit Card Withdrawal Merchant ID, your counter accepts RuPay credit card payments — by UPI QR or card — with settlement to your bank. All transactions must be genuine and follow RBI and NPCI guidelines.
💰 Earn on eligible transactions, as per your plan.
A transaction, step by step
- 1Customer scans your QR using a UPI app linked to their RuPay credit card
- 2Customer selects the RuPay credit card and approves with UPI PIN
- 3Payment is confirmed instantly
- 4Settlement goes to your bank account as per provider terms
Benefits for your shop
- Tap into the fast-growing RuPay credit card user base
- Simple QR-based acceptance — no card machine needed
- Digital records for every payment
- Onboarding and support from our team
Eligibility, documents & requirements
Eligibility
- Registered / operating business
- Active bank account (current or savings)
- Completed merchant KYC
Documents needed
- Aadhaar card
- PAN card
- Business proof (GST / Udyam / shop licence)
- Bank account details / cancelled cheque
- Shop photos (inside & outside)
What you need
- Android smartphone
- Stable internet connection
- Printed QR displayed at counter
🛡️ Complete KYC is mandatory. All transactions must be genuine and follow RBI, NPCI and card-network guidelines. Charges and settlement timelines depend on your plan and provider.
From application to live
Apply
Fill the application with your basic details.
Submit KYC
Share Aadhaar, PAN, bank and shop details.
Verification
Our team verifies and processes your application.
Go live
Get your ID, app access and training — start earning.
Apply for your RuPay Credit Card Withdrawal Merchant ID
Share your details and our team will call you, confirm the documents and start your application.
What is RuPay credit card on UPI?+
Customers can link their RuPay credit card to UPI apps and pay by scanning a merchant QR — just like a normal UPI payment.
Do I need a card machine?+
Not for RuPay on UPI — a merchant QR is enough.
Are there any rules to follow?+
Yes. Transactions must be genuine and follow RBI and NPCI guidelines. Misuse can lead to the ID being blocked.
Add more services to your counter
👆 AEPS Retailer ID
Offer Aadhaar-based cash withdrawal, balance enquiry and mini statements with a fingerprint.
View details →📲 UPI Cash Withdrawal Merchant ID
Accept UPI at your counter and offer UPI-based cash withdrawal to customers.
View details →💳 Credit Card Withdrawal Merchant ID
A merchant ID to accept Visa & Mastercard credit card transactions for card-based withdrawal services.
View details →Refer retailers & earn
Know shop owners who need these IDs? Become a KS TechX Partner and earn commission on every sale.