Get the retailer and merchant IDs you need to offer Aadhaar banking, UPI and card-based services at your counter. Serve more customers, earn on every transaction, and build daily footfall into your store.
Every card below shows what you can offer, what documents you need and what equipment is required. Tap View details for the full guide, or Apply for ID to start.
Offer Aadhaar-based cash withdrawal, balance enquiry and mini statements with a fingerprint.
💰 Earn commission on every eligible AEPS transaction, as per your plan.
Accept UPI at your counter and offer UPI-based cash withdrawal to customers.
💰 Earn on eligible transactions and grow daily walk-ins, as per your plan.
A merchant ID to accept Visa & Mastercard credit card transactions for card-based withdrawal services.
💰 Earn on eligible transactions, as per your plan.
Accept RuPay credit cards — including RuPay credit card on UPI — at your counter.
💰 Earn on eligible transactions, as per your plan.
| 👆AEPS Retailer ID | 📲UPI Cash Withdrawal Merchant ID | 💳Credit Card Withdrawal Merchant ID | 🟠RuPay Credit Card Withdrawal Merchant ID | |
|---|---|---|---|---|
| Customer pays with | Aadhaar + fingerprint | Any UPI app | Visa / Mastercard credit card | RuPay credit card (incl. on UPI) |
| Device needed | Biometric (RD) device + phone | Phone + QR | Phone / PC | Phone + QR |
| Business proof | Not always required | If available | Required | Required |
| Apply → | Apply → | Apply → | Apply → |
Our team handles the paperwork and guides you until your ID is live.
Fill the application with your basic details.
Share Aadhaar, PAN, bank and shop details.
Our team verifies and processes your application.
Get your ID, app access and training — start earning.
Yes. Many retailers combine AEPS with UPI and card merchant IDs so they can serve every customer who walks in.
Yes. After activation our team trains you on the app, daily operations and best practices.
Complete KYC is mandatory, and every transaction must be genuine and follow RBI, NPCI and card-network guidelines. Misuse can lead to an ID being blocked.
Sell any KS TechX service — websites, custom software, Android apps or fintech IDs — and earn commission on every single sale. Join by purchasing any one KS TechX product worth ₹10,000 or more.
Apply for your fintech ID today — our team guides you from KYC to go-live.